Looking to Finance a holiday home in France?

How to Tell if a Variable Rate Mortgage is for You: The choice between variable and fixed rate mortgages is important. Yet the decision is difficult since it depends on the future direction of interest rates.
Mortgage - does it give the best deal against your home: A basic intorduction to the different types of mortgages available and their uses.
Mortgages. Regulations tighten on interest only mortgages.: Interest only mortgages have been very popular, especially amongst first time buyers. But the FSA has now introduced restrictions. This article explains.
Mortgages and Loans. Islamic finance avoids interest.: Muslims are forbidden by the teachings of the Koran to pay interest. This means that conventional mortgages and loans cannot be used. This article explains the alternatives available for Muslims and defines some of the words used in Islamic finance.
Mortgages. Watch out for add-on charges.: Mortgage lenders use headline interest rates to attract borrowers. But behind the scenes they're introducing a whole raft of add on charges. This article explains.
Mortgages. The return of the Mega-Mortgage.: All of a sudden, mortgage lenders love mortgages over £500,000. Great if you can afford them.

French and British banks will all allow you to borrow in Euros where interest rates are a shade lower than you'll get for a mortgage in £ sterling. But remember, if you borrow in Euros and then if the £sterling were to strengthen ( medical insurance ) against the Euro, the value of the outstanding mortgage in £sterling terms will rise. However, despite conventional wisdom that advises you to avoid taking risks with exchange ( pet insurance ) rates, a Euro mortgage could make sense if you intend to rent the property and receive the rent in euros. If renting is not on the agenda, our advice is play safe and borrow in ( cheap car insurance ) £sterling.